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Innovative Mortgage Services, Inc. Logo

Rick Salerno

NMLS ID 1056663

954-993-4500 Rick@InnovativeMLO.com

Bank Statement Loans

This is an ideal loan product for self-employed customers. Business owners usually will show insufficient income after deductions and will have difficulty qualifying for a mortgage. Our bank statement programs will use company deposits as qualifying income. Tax returns, pay-stubs, W2’s are not needed. The risk is higher and rates will be higher than conventional rates.