954-993-4500
Rick@InnovativeMLO.com
Apply Now
Secure Doc Upload
Innovative Mortgage Services, Inc. Logo

Rick Salerno

NMLS ID 1056663

954-993-4500 Rick@InnovativeMLO.com

Bank Statement Loans

This is an ideal loan product for self-employed customers. Business owners usually will show insufficient income after deductions and will have difficulty qualifying for a mortgage. Our bank statement programs will use company deposits as qualifying income. Tax returns, pay-stubs, W2’s are not needed. The risk is higher and rates will be higher than conventional rates.